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Debt game
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littlemisssunshine
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 Posted: Thu Oct 30th, 2008 05:24 pm
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Hi everyone

Does anyone have the transcript of the game that Abraham described for paying off debt?

I seem to remember it is something about columns and doubling the amount in the end column? I am sure someone out there will know what I am talking about!!!


::rocket::rocket::rocket::rocket::rocket::rocket::rocket

Thanks x x x x x x

WellBean
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 Posted: Thu Oct 30th, 2008 08:41 pm
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I looked on the Abraham Appreciators page and couldn't find it, but I know I've seen it in cyber-space somewhere.  Maybe on the Abraham Appreciators Downloads page (I couldn't find it but it might be there).

I'll transcribe the idea from AAIIG.

"To begine the process of Releasing Resistance to Become Free of Debt, obtain a columnar writing pad with as many columns as you have monthly expenditures.  Now, beginning in the far left column, write a heading that describes your largest monthly outgo.  For example, if the largest check that you write each month is your house payment, then you would write as a header: "House Payment."  And next, on the first line beneath the header, write the dollar amount of that house payment.  Now, circle this amount, which represents the amount you are obligated to pay each month, and then, in the third line, enter the total outstanding debt for this "House Payment" category.

"Next, enter your second largest payment in the second column, your third largest payment in the third column, and so on.  And across the top of your columnar pad, write the following affirmation: It is my desire to keep my promise regarding all of these financial obligations, and in some cases I will even do twice as much as is required.

"Each time you receive a bill, get out your columnar pad and adjust, if necessary, the minumum monthly amount that is required.  If it stays the same, then write the same figure.

"The first time you receive a bill, or when it is time to make the payment for the category that is on the far right column of your pad (in other words, the smallest payment you make each month), write the check for exactly twice what is required.  And as you do so, write in the new amount of that outstanding balance.

"This may seem a little strange to you when you first begin to play the game, but even if you do not have enough money to pay everything you owe in all the columns, still double the payment in the far right column.  And feel glad that you have kept your new promise to yourself to do your best to pay everything you owe, and to do even twice that amount in some cases....

"As extra money appears, you will find yourself eager to apply another payment to the far right column.  And soon, that debt will be paid, and you can eliminate that column from your pad."

Nicolep
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 Posted: Thu Oct 30th, 2008 10:02 pm
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This would also be process #19 from Ask and it is given

littlemisssunshine
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 Posted: Mon Nov 3rd, 2008 02:18 pm
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This is exactly what I was looking for, thanks so much x x x x x x x

Jody1
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 Posted: Mon Nov 3rd, 2008 02:56 pm
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LMP, if you feel inclined....please let the Forum members know what you think about that process and how it feels to apply it!  :oars:
::flowersJody

littlemisssunshine
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 Posted: Mon Nov 3rd, 2008 05:22 pm
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Jody

It was for a friend.... ! So I cannot really contribute any further, I have passed it on.

LMP

laserbabe
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 Posted: Tue Dec 16th, 2008 11:57 pm
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 i am looking for a similar columnar pad process for improving health and weight, but can't find it again in my stack of cds. does anyone happen to know which workshop they describe it in? would ADORE help with this one!

beijos from brazil

Kimba
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 Posted: Wed Dec 17th, 2008 12:30 am
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It really sounds like an awsome tool to point downstream ::downstream,I have heard it talked about by Abe but I still don't understand how it looks, I'd love it if someone finds an excel template of it??:kiss:

I just can't visualise how to apply it to the wonderful bills that come in each month as they are from different suppliers and see this process on seeing the balance reduce each month....but if it is new each month??

Kimba::hearts

Marc
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 Posted: Wed Dec 17th, 2008 12:49 am
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laserbabe wrote:  i am looking for a similar columnar pad process for improving health and weight, but can't find it again in my stack of cds. does anyone happen to know which workshop they describe it in? would ADORE help with this one!

beijos from brazil

Yes, Abe talked about applying this process to weight in The Law of Attraction in Action Episode IV, on DVD 1, which is from the September 8, 2006 workshop in San Antonio.

Remingtonii
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 Posted: Wed Dec 17th, 2008 01:18 am
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Interesting about columnar pads of paper.

One of the first investors in my company was an accountant and died last year at 94 with $millions in his bank account.  He used to preach to me about the magic of compound interest.  I didn't listen.  But I'm happy.

However, he did have an excellent columnar accounting paper idea, in that he would take his monthly check and deposit it in the bank, and for that amount, (let's say $10,000), he would explode that across a columnar piece of paper.

Like there would be a column for clothes, actually, three columns, one for himself, one for his wife, and one for his daughter.  There were columns for groceries, heat, electricity, and all the other mundane bills, but there were, also, columns for home repair, cars, clothes, vacations, etc.

At the time, he would buy about three new suits per year at $600 each (30 years ago!!).  And he would not buy a new suit, unless, there was enough money in the suit column.  He would not buy a new car, unless, there was enough money in the car column, and he would pay cash, LITERALLY...he like to shock the sales person:)

I talked to his daughter one time, and she said that in high-school-college she was always well-dressed.  However, when she wanted this or that, she would come to her dad, and he would say, sympathetically, let's look at your clothes account and see how much is in there!!  She said it just ended all arguments...the money was either in there or not!! 

I have, recently, started doing this myself (should have done this 40 years ago), and it is quite a pleasant way to run one's life, financially.  Don't have it; don't spend it.

 

 

Kimba
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 Posted: Wed Dec 17th, 2008 01:31 am
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That sounds so cool, do you have an a copy you can share?

I know I'm not unique but money is the vibration I am looking forward to cleaning up, i always have enough but never pay my bills ontime.

It's never that I can't pay, I just don't......and this causes me to feel anxiety and fear. I really want to move up the emotional scale and feel joy and this game and my respecting money will help with that shift.::downstream

Kimba::hearts

LaughingWolf/CourageousSun
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 Posted: Wed Dec 17th, 2008 02:07 am
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Kimba wrote: It's never that I can't pay, I just don't......and this causes me to feel anxiety and fear. I really want to move up the emotional scale and feel joy and this game and my respecting money will help with that shift.::downstream

Kimba::hearts


Kimba,

I went to a money seminar once and they told me I was a money avoider because, like you, I had the money but forgot/put off/etc paying bills. So I set up automatic payments for everything instead.

I had a regular, set amount for my paycheck at the time so it worked really well. I got paid twice a month on the 10th and the 25, so I wrote down all of my set expenses, ie; utilities, mortgage, debt reduction, phone bill, etc and split them up by when they were due.

For example:

        Type of bill                 Due on the...      Amount
  • phone bill                      15th                  =$60
  • credit card                     16th                  =$120
  • car payment                  24th                  =$320
  • debt reduction               25st                 =$509
  • mortgage                       1st                    =$660
I wanted to set up automatic payments so I could just sit back, relax and forget about it. Since I had a lot due at the end of the month and I didn't want to go through a famine/feast cycle every two weeks, I broke up my payments.

The day after payday (so that the automatically deposited paycheck had a chance to clear) I had a series of automatic withdrawls or automatic transfers pay my bills for me.

On the 11th, I would pay the phone bill, the credit card bill, 300 of the mortgage and $$350 of the debt reduction. Then on the 26th, I would pay the car payment, and the rest of the mortgage and debt reduction.

It worked like a charm! I got all of my bills paid, and paid on time. But more importantly, the only thing I usually did with my money was log onto my online account manager and see that they money transfers had been made and feel proud that once again, my bills were paid on time and in full. It was so easy and gave me so much relief!

Radiant Rebecca

 

Kimba
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 Posted: Wed Dec 17th, 2008 02:30 am
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Thanks RR

That's a great idea.

I feel as though I have no control (I'm a total control freak) and don't know whats coming and going. A few months ago I set up a budget to forcast and record the flow in and out and it felt great.....reallly good at the end of that day to have control and I told myself I would enter each bill and know my financial situation each week.

Well I havn't entered anything else into it.......I want to feel as I felt on that day that I took back control, but when I try to do it ...I JUST DON'T!!!! And it makes me feel anxiety that I'm not doing it or paying the bills.

I have even tried the placemat process to get 'The Manager' to do it.......must sack him and hire new manager::LOL

 

Kimba::hearts

LaughingWolf/CourageousSun
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 Posted: Wed Dec 17th, 2008 05:28 am
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Kimba wrote: I want to feel as I felt on that day that I took back control, but when I try to do it ...I JUST DON'T!!!! And it makes me feel anxiety that I'm not doing it or paying the bills.

You may want to look at why you are feeling anxiety there? What thoughts are behind the feeling of anxiety? Of course, if you are hardly thinking about money it may be best to leave it alone, but it doesn't sound like that is the case for you now.

I used to feel super every time I would sit down and balance my checkbook, but it took so long and I was so anal about it, making every penny balance out. I had set up a double-booking accouting system in a computer program for myself and was so proud that I could tell where I was spending all of my money.

But it took so long that I only did it every 6 months or so, and because I put it off it would often take me 4-5 hours to finish - sometimes longer! After one particularly grueling session of balancing my checkbook, I decided that I would start doing it every single month.

I actually did it the next month, but the one after that I didn't. And then the one after that I didn't too. And each week that went by without me balancing my checkbook, I felt a little bit worse about it when the topic crossed my mind... and then a little worse... until finally I had forgotten how empowered it felt to have control.

And then something happened. I got so tired of feeling bad about it, so I started telling myself that balancing my checkbook wasn't the be-all/end-all. After all, I really did have a good handle on my spending, and I kept all of my receipts so if at some point later I wanted to find out more detail, I could. I hardly ever wrote checks and so my online account balance was almost always accurate. I rarely had a problem with bank fees. The more I thought about it, the less important it seemed.

Anyhow, I just wrote up that whole thing and realized that you're having trouble paying your bills, not balancing your checkbook! Oh well. Take what value you find in it!

Radiant Rebecca

 

Kimba
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 Posted: Wed Dec 17th, 2008 08:07 am
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You have helped heaps!!!!

Thankyou:kiss:

I just paid a bill that arrived today and it feels great, last month I didn't pay it and got a $17 late fee. Maybe I should shift my focus to the reciever of the bill. I can aford to pay it and the reciever of the payment will be able to pay theIr bills if I respect them and don't make them wait, then they will smile and the people they pay will smile and the people they pay will smile and my simple act of paying on time will hAve a chain reaction.::downstream

Now tha feels better 

 

 

LaughingWolf/CourageousSun
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 Posted: Wed Dec 17th, 2008 09:19 am
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Oh, I just thought of something that might help soothe you here. My day job is actually calling people and collecting their money on invoices. I've been doing it for about a year and I've been able to line up with it so much so that it's quite an easy job for me now.

I'm so lined up with in that it doesn't make hardly any difference at all to me whether someone pays their invoice or not. Often times someone who I was unable to get ahold of will end up sending us a check a few months later. I LOVE it when that happens because it's like FOUND money! See, we have to report our numbers every quarter. The company expects about 17% of people not to renew (ie; not pay the invoice), so when I report one quarter that 17% of people didn't renew, but then the next quarter some of them send me checks, I'm ecstatic!

Oh, and BTW, when you don't pay a bill, the company can take that as a write-off, which can lower their taxes. I run a small business of my own and one of my IT clients last year had to file bankruptcy before paying a $400 bill from me. Claiming that $400 was the difference between having to pay more taxes out of pocket and getting a tax refund instead. So what if he didn't pay? I no longer hold that against him!

"...if I respect them and don't make them wait, then they will smile and the people they pay will smile and the people they pay will smile and my simple act of paying on time will hAve a chain reaction..."

This piece of your post jumped out at me: 'if I respect them and don't make them wait'. It feels a lot like a condition to me. As in, as long as I fulfill this condition of not making them wait and of them thinking that I am respecting them, I will be happy with myself. THEN I will see myself with the love and adoration that Source does.

But since Source's love is unconditional, meaning Source uses no condition whatsoever to feel anything less that abject adoration for us, in order to really connect with our Inner Beings, we need to let go of those conditions.

Now as I've been replying here, I noticed that I have been writing exactly what I myself needed to hear. So I'm going to go a bit farther here and tell a new story.

If I were in your physical shoes, rather than phrasing this 'if I ___ , then my simple act will be a good thing' I would attempt to see this from a different perspective.

"I am a wonderful physical human being and I am out here growing and expanding and moving the leading edge. I love making good on my financial committments and it feels so wonderful to hand over that check and imagine the smiles on the faces of the receivers! I love the relief of knowing that I'm keeping my commitments and I love that I get to be part of manifesting the things in their vortex. I used to fear that by paying late I would be disappointing someone or ruining someone's business or just that it meant that I wasn't responsible with my money and that I didn't deserve to have more of it.

But now I've started to see things from another perspective. It turns out, when I really looked at it, that paying the bill late can sometimes be a blessing for the person on the other end! I can really make someone's day by paying my bills late. Or even by
not paying them at all. And the whole idea of 'being responsible with my money' is simply someone else's expectations that I thought I needed to live up to. I am doing a wonderful job managing my money to bring me exactly what I want exactly when I want it. I can often just walk into a store and pick up something I want and take it home. I do love how capable I've already shown myself to be of managing money. And I am doing so much to expand the leading edge of thought here, I am worthy of way more than I can even dream of. I am worthy of all that and even more.

I think realizing this is helping release some of that resistance I had been feeling earlier. I do want to pay my bills, and I do want to pay them on time. And realizing that my timing can be perfect even if it seems, at first, to my socialized brain, that it's not the best time, I really never can know for sure. So rather than agonize over paying my bills late, I'm just going to do my best to find relief around this subject and when I feel myself tightening up and when I feel the anxiety coming back, I'm going to remind myself that I don't know when the perfect time is to pay this, and since I'm thinking about it and I know I have the money, I'll just pay it as soon as I can. No worries.

I might even  do some experimentation over the next few months and look for a better system to help me make paying my bills effortless. I realize that I had been approaching paying my bills as a chore, a job, a tedious task to put off as long as possible. And that's ok because I never get it wrong and I can't get it done. I'll probably never have a foolproof system and that's wonderful because it means we are all always expanding.

But now that I know what I know, I would much rather have this experimentation process be a fun, playful thing. Abe does say that no one has as much fun eliminating their debt as someone who has hundreds of thousands of it, and I believe that no one has as much fun paying their bills as someone who has experienced a lot of contrast in that area. Oh, that must mean that I am in for a really fun ride! I want to see myself through the eyes of Source, so now I'm going to start consciously removing the 'conditions' on my self-love that I've learned during my time here. And today I am going to start with this one. I have not paid some bills still and I can feel love for myself anyway. I can see what Source sees in me - the beauty, the power, the strength, the creativeness, the allower. I'm going to have fun with this and I'm going to be easy about it and boy, this is going to be good."

That is how I would tell a new story about this.
Radiant Rebecca


Last edited on Wed Dec 17th, 2008 09:26 am by LaughingWolf/CourageousSun

Kimba
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 Posted: Wed Dec 17th, 2008 10:16 pm
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Thanks for sharing so much!!!!

It really is the language that trips me up, but it also shows where I am. After reading your last post I had a tear.....it really felt downstream and you know what......I realised I was adding even more presure by trying to record everything. I'm going to do auto payment today and just feel the relief. Your new story was awsome and gave me relief.

Thankyou

Kimba::hugging

LaughingWolf/CourageousSun
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 Posted: Wed Dec 17th, 2008 11:41 pm
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Kimba wrote: Thanks for sharing so much!!!!

It really is the language that trips me up, but it also shows where I am. After reading your last post I had a tear.....it really felt downstream and you know what......I realised I was adding even more presure by trying to record everything. I'm going to do auto payment today and just feel the relief. Your new story was awsome and gave me relief.

Thankyou

Kimba::hugging


Tears of joy! ::hugging

I love being an Aber! And I just love how every question I am inspired to respond to seems to open up a whole new level of understanding for myself. I have been noticing and playing with removing some more of my 'self love' conditions today and have been having an amazing, amazing time.

Thank you so much for asking the question!

Radiant Rebecca

Kimba
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 Posted: Thu Dec 18th, 2008 12:16 am
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I was at the Melbourne workshop last Friday so I am feeling like an eager student who just wants to know it all right now. I bought many DVD's and books and have started reading Money and Manifestation, I'm not new to Abe but due to being retrenched mid year and currently not working I am just so grateful to have this time to learn and grow.

I feel incredible abundance in being able to stay home and everyday read or listen to Abe. I am making amazing progress and the journey has been delightful.

One thing that I picked up from the workshop was that as we expand it doesn't always feel good, the distance between the vortex and me when it is large is not a nice feeling, but I know everything I want is in the vortex. So little by little I am taking steps in that direction, and everything that presents it self (like the bills thing) just shows me that to move closer there are a few vibrations to clean up on the way.

You are a wise old Abe'r for someone so young Rebbecca.:beautiful:Thks

creativefiend19
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 Posted: Wed Jan 28th, 2009 02:20 pm
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hey..just wanted to check if you found that info for the columnary pad for weight and health...if not let me know. i can transcribe it from the "Natural weight loss" dvd. cheers!


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